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Why You Should Consult With an Auto Accident Lawyer The no fault auto insurance law covers injuries as well as property damage, unless the negligent driver was insured. It's important to consult with an attorney in the event of a car accident prior to making a recorded or a written statement to an insurer. Oral and written statements can be used against you in the event that your case goes to trial. A lawyer for car accidents with experience is able to present your case in the most professional light. Damages There are two main categories of damage a victim can receive following an automobile accident: economic and non-economic. Economic damages are easily quantifiable losses. These include medical bills lost wages and repair costs for vehicles. Non-economic damages are more difficult to quantify. They may include things such as suffering and suffering and loss of enjoyment life and emotional distress. A skilled lawyer for car accidents can help victims receive the most amount of compensation. They can also try to obtain a fair settlement from the insurance company of the driver at the fault. If the insurance company does not agree to payment, they can appeal to the court. A good car accident lawyer should make sure that victims account for all of the potential losses and expenses. They can do this by gathering as much evidence as they can at the scene of the accident. For instance, they can capture images of the accident site and gather information from witnesses. This will ensure that the insurance company does not attempt to undervalue a claim, or reject it completely. A car accident lawyer can assist victims in calculating the total cost. This includes future and past medical treatment and any costs related to home care or hiring someone else to do cooking or household chores if the accident has made it difficult for the person injured to perform these tasks. Medical bills Medical bills can quickly pile after a car accident. Even with no-fault insurance or an injury lawsuit settlement they won't magically disappear. You need help paying them now, not later. There are two ways to speedily pay medical bills through your own health insurance or your automobile insurance. In New York, the former is called Med Pay and covers the first medical expense in the event of an auto crash, regardless of who was the cause. This is typically covered by the state (Medicare) or a private insurance plan. Always visit the doctor after an accident, especially in the event that you're not feeling well or think that your injuries aren't too severe. A prompt evaluation can ensure that all injuries are identified and treated, including any internal injuries. Your visit will also generate an medical record that could be crucial in a lawsuit. After these two options have been exhausted, you may look to the at-fault driver's liability insurance, if their policy is sufficient to pay for your damages. You will still have to pay for your own deductibles and copays. After a settlement is reached with the party responsible you will be reimbursed for all costs related to the accident. auto accident lawyer pueblo is why it's important to keep track of all your bills as well as any expenses you pay out of pocket. Loss of wages A serious car accident may cause a loss of wages. If you're not able to work because of an injury sustained from an accident, it can be a stressful task to meet your financial obligations on a daily basis. You may be forced to rely on your own savings or borrow money from relatives until your case is resolved. A New York car accident lawyer can review your case to determine if you have an adequate claim. In the case of a car accident, a judge grants compensatory damages to compensate you for the amount you would have earned had it not been for your injury. Benefits, wages, and overtime fall under the umbrella of “economic damages.” The purpose of this kind of compensation is to restore you to the financial position you had before the accident occurred. If you're working but aren't because of an injury A judge determines the amount you've lost reviewing a letter from the plaintiff's employer which confirms their salary or hourly wage and the length of time they've been absent from work. Other documents that are relevant include paycheck stubs, bank statements, profit-and-loss reports as well as tax returns. A lawyer for car accidents can also pursue the compensation you could receive for future earnings lost. This is a specialized aspect of your damages that can be difficult to prove and will require the assistance of an expert witness. Pain and suffering A serious car accident could result in medical bills, property damage and even lost income. There is also the possibility of psychological and emotional trauma. The suffering and pain you endure can be real and should be compensated. A lawyer can assist you to receive the compensation you deserve. A lawyer can assist you deal with insurance companies. Since insurance adjusters have their own financial interests in mind and are often trying to deny or minimize your claim. An attorney for car accidents can shield you from these tactics and negotiate a fair settlement for your injuries and losses. While you're recuperating from your injuries, you must document all of the expenses and property damage that comes from the accident. Included in this document are the cost of medical bills, estimates for repairs and receipts for damaged items. It is also essential to take photographs of the accident site and your injuries. Also, you should avoid talking to anyone regarding the accident with the exception of police and medical professionals. A lawyer can help determine the person responsible for the accident. New York is a state that utilizes “comparative negligence”, which means that the amount you receive for damages will be reduced by the proportion of your responsibility. In some instances it is a corporation, city or state agency, or an sanitation company or public transportation service may be the responsible party.